Website Liability, Anyone? - Part 3

Does Your Site or Activity Create An Insurance Need?

After examining the key concerns about your Website, you should be prepared to take precautions which may include:

• adding security features to your Website
• changing the content
• adding waivers or disclaimers about links or certain pages that appear on your site
• adding user agreements to your site
• creating guidelines on maintaining current and future content at the site
• changing your homeowner coverage
• buying additional or special personal or business liability insurance
• adding or eliminating a guest book (if you have a guest book, pay close attention to what visitors say)
• eliminating the Website

Once you've carefully examined your situation, a discussion with an insurance professional could be an excellent step to identify coverage needs which may include having to buy commercial coverage. The instant and widespread access represented by the Internet creates new perils for individuals. Don't hesitate to seek the help of an insurance professional or even competent legal advice.

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