Voluntary Products in Kokomo, Marion & Peru, IN

Voluntary Products for Business Owners


As a small business owner, your company is constantly growing and evolving, with new challenges surfacing every day. You want to attract and retain good employees by offering a full range of benefits, but you need to control costs and keep administration easy. You also know that when employees are job searching, the type of benefits a company can offer can impact the decision to accept or decline a potential job offer. 

We offer three voluntary insurance plans for full-time employees (20 hours or more per week) that can be customized to suit your specific workforce and their budgetary needs – at little or no direct cost to your company. The plans include:


Voluntary Term Life Insurance - valuable, inexpensive term life insurance coverage to help families meet their financial responsibilities whenever a death might occur.

Voluntary Disability Income Insurance – protection for an employee's most valuable asset – their paycheck – when he or she is unable to work due to an off-the-job injury or an off-the-job sickness.

Voluntary Accident Insurance – providing cash payments directly to the insured for accidents, injuries, and other services in addition to what any primary medical insurance pays. The cash payment can be used to pay for deductibles, co-payments, or whatever is necessary.


By sponsoring these valuable coverages, you expand the range of benefits you offer and boost employee morale. Your employees make their own benefit choices and pay for whatever coverage they select. Your employees will appreciate the opportunity and the convenience of buying coverage at work to help them maintain their financial and physical well-being. And since you do not have to contribute financially, it's a smart, cost-effective choice.

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